We are Independent financial advisers (IFAs) based in Epsom, Surrey and Central London. 

Four Seasons helps you plan and improve your financial future.

Let's show you how.




Pre- Retirement

Tell us your goals, and we'll provide an efficient, transparent, and personalised strategy to help you reach them.

Are you on the right track? 

Are you invested the right way?

Pension protection?

Pension review? 

Protecting and managing wealth is at the heart of what we do.

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At Retirement 

Are you preparing for the longest holiday of your life (retirement)?

Need Pension Drawdown and Annuity information?

Do you want to learn or seek advice?

You have come to the right place 

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In Retirement

Do you want to increase your income or investment returns?

Pass on money to your family and reduce Inheritance Tax? 

Increase your investment or income needs

Make sure your money is working for you.

Click to go to the right page

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"The benefit of good financial advice is a clear path  (clarity), the right tools to get the job done and a IFA team you can trust (peace of mind)". Pat, Epsom

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Our clients say

 Client Testimonal

Four Seasons are different from any other firm I’ve come across. Ray was more interested in talking about my plans than my pension.

However, five years on I now know why. As he explained the pension is purely a tool to get me to where I wanted to go. Well I’ve arrived and I’m not sure what would happened if I did not meet the team at Four Seasons.
They coach as much as advise, this makes a world of difference because they want to deliver to my needs. If you want a personal service that does involve regular reviews and consultation, talk to them, I’m glad I did!


Mrs T.