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  • Financial Planning

    Excellent Financial Planning

    Know where your money is taking you, then decide where you want to go - we will make the future clearer and focus on one thing...... your success

  • Pension

    Successful Wealth Management

    Grow, protect, and ENJOY your wealth

  • Financial-Advice Epsom, Surrey, Kingston and London

    Offering quality financial advice in Epsom, Surrey, Kingston and London

    Friendly local Financial advisors Epsom, Kingston, Surrey and London

  • Happy-clients-shaking-hands

    Ask our clients

    We actively encourage you to talk to our existing clients.

  • WealthManagement1

    Lead the life you deserve

    Imagine and then plan for the life you deserve by getting in touch - The first consultation is on us.

The advantages of Financial Planning vs Financial Advice

Welcome and thank you for visiting. We are financial planners (IFAs), who specialise in providing financial advice on a wide variety of investments and pensions (especially pension drawdown schemes).

Step 1 - Please take 2 minutes to watch the video below to see what makes us different and to ensure you don't make one of the biggest mistakes when seeking advice.

We have been helping people just like you to better manage their day-to-day finances, to grow and protect their wealth and to get on track so that they can really can live life to the full. If you work with us, you will have a new sense of clarity and freedom…you will stop 'worrying about the financial pieces of the jigsaw and start enjoying the big picture'.

Take a look at a example of our work by reading how we helped Jenny


Our guarantee helps ensure you receive value for money and keeps us totally focused on you and your needs. Please tell us if any other local adviser offers a similar guarantee…we haven't found one yet.

So there you have it - We are Financial Planners and Wealth Managers providing financial advice in Epsom, Kingston and Richmond, Surrey and Central London.

It would be great to hear from you, so why not book an initial consultation at our cost.



EBooks and webinars on most subjects - Please click here and tell us what subject you are looking for?

Jenny’s Story | Financial Planning

Jenny came to us after seeing two other financial advisors. Her main aim was to improve the performance of her investments. They did well when things were looking up – but performed...

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Wealth Management

Outstanding, old-fashioned customer service is an essential part of Four Seasons Financial Planning. And it always will be. But when it comes to looking after clients’ money, that...

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We guarantee not to take on your project unless we feel we can add value. This may be by way of reduced costs, tax mitigation, better planning, peace of mind or improved performance....

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Pension Advice

Providing Pension advice in Epsom, Kingston, Surrey and London If you talk to most people about pensions, they’re more confused than they’ve ever been. “I’ve frozen pensions...

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Our clients say

Four Seasons are different from any other firm I’ve come across. Ray was more interested in talking about my plans than my pension.

However, five years on I now know why. As he explained the pension is purely a tool to get me to where I wanted to go. Well I’ve arrived and I’m not sure what would happened if I did not meet the team at Four Seasons.

They coach as much as advise, this makes a world of difference because they want to deliver to my needs. If you want a personal service that does involve regular reviews and consultation, talk to them, I’m glad I did!

Mrs T.

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