We believe that to truly benefit from financial advice, you need a plan (clarity), the right tools to get the job done and a team you can trust (peace of mind).

Bill came to us confused about whether he should have an annuity or an income drawdown scheme. He left knowing the best way to fund his daughters wedding, his two holidays a year and whether his wife could afford to pay the bills should he pass away. He was no longer confused.

Our wealth management team take great pride in fine tuning the investment strategy, putting all the cogs together with the aim of minimising your tax, boosting performance and controlling risk. 

Together - with you at the centre of the process - it leads to peace of mind. It's great to clear the fog of uncertainity!

Our service starts with a financial health check and financial planning. Many others do it differently. Let's help you to find the information you are after. So there you have it - We are Financial Planners and Wealth Managers providing financial advice in Epsom, Surrey and Central London.


Our guarantee helps ensure you receive value for money and keeps us totally focused on you and your needs.

If you would like to hear about our financial health check, learn about our guarantee and pick up a few tips about planning along the way - why not book an initial consultation at our cost.

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We guarantee not to take on your project unless we feel we can add value. This may be by way of reduced costs, tax mitigation, better planning, peace of mind or improved performance....

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Our clients say


Four Seasons are different from any other firm I’ve come across. Ray was more interested in talking about my plans than my pension.

However, five years on I now know why. As he explained the pension is purely a tool to get me to where I wanted to go. Well I’ve arrived and I’m not sure what would happened if I did not meet the team at Four Seasons.
They coach as much as advise, this makes a world of difference because they want to deliver to my needs. If you want a personal service that does involve regular reviews and consultation, talk to them, I’m glad I did!


Mrs T.